Social Security Disability Administration is funded by payroll taxes paid by workers, their employers, and self-employed individuals. The SSA programs pay benefits to disabled adults based on medical evidence that they are unable to work at a level necessary to provide enough income to cover basic expenses. However, it is not easy to get your claim approved by SSA. The chances of rejection are not any less. It is important to know the different legalities surrounding social security disability programs in order to get your claim approved by SSA. Therefore, it would be better to seek the assistance of a Springdale social security disability attorney to help you file your claim.
The SSA provides disability benefits to individuals who are unable to work. A person may become disabled due to physical or mental conditions that prevent them from working at their usual occupation. The Social Security Administration(SSA) processes an average of 400,000 disability claims every year. Every disability claim is different. Therefore, an individual’s disability and how their claim is processed will be different.
There are two types of disability programs maintained by the Social Security Disability Administration. They are Social Security Disability Insurance(SSDI) and Supplemental Security Income(SSI).
Let us now see more into two types of disability programs maintained by the Social Security Disability Administration.
- Social Security Disability Insurance(SSDI)
Social Security Disability Insurance(SSDI) is a federal government program. It offers benefits for disabled adults who have worked and paid Social Security taxes. This disability insurance covers the disability, medical care, and wage replacement of disabled workers, and their families, who may not be able to work due to sickness or injury. You will be eligible for SSDI only if you worked long enough, paid Social Security taxes, and have enough work credits.
- Supplemental Security Income(SSI)
Supplemental Security Income(SSI) is a needs-based federal government program. This disability program provides monthly income to needy persons, who are aged and disabled. You can also be eligible if you are over the age of 18 and unable to work. The Social Security Administration will look into your income and resources to determine if you qualify for benefits. Unlike Social Security Disability Insurance(SSDI), you don’t have to possess a certain amount of work credits to qualify for Supplemental Security Income(SSI). Supplemental Security Income(SSI) is usually paid based on the needs of the disabled.